> ## Documentation Index
> Fetch the complete documentation index at: https://docs.insighthread.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Insighthread Pricing: Plans, Trials, and News API Options

> Insighthread offers a single flat-rate plan at $30/month or $300/year with a 7-day free trial. Enterprise News API pricing available on request.

Insighthread keeps pricing simple: one plan, full access, no feature tiers to decipher. Every subscriber gets the complete platform — real-time news feed, AI Chat, SEC filings browser, insider trades, watchlists, company profiles, financials, and earnings transcripts — at a flat rate. You can start with a 7-day free trial, no credit card required, and upgrade to a paid plan only when you're ready.

## Individual Plan

Insighthread offers flexible billing so you can choose the cadence that works for you.

|                         | Monthly                | Annual                    |
| ----------------------- | ---------------------- | ------------------------- |
| **Price**               | \$30 / month           | \$300 / year              |
| **Savings**             | —                      | Save \$60 (2 months free) |
| **Free trial**          | 7 days, no credit card | 7 days, no credit card    |
| **Cancel anytime**      | ✓                      | ✓                         |
| **Full feature access** | ✓                      | ✓                         |

The annual plan costs the equivalent of \*\*$25/month** — saving you $60 compared to paying month-to-month. That's two full months of research, on us.

## What's Included

Every Insighthread subscription — monthly or annual — includes full, unrestricted access to all platform features:

* **AI Chat** — Ask plain-English questions about any company, filing, or event and get instant, sourced answers
* **News Feed** — Real-time stream of 35+ SEC filing event types across 6,000+ US public companies
* **SEC Filings** — Full-text browse and search across all EDGAR filings with AI-generated summaries
* **Insider Trades** — Real-time Form 4 monitoring to track executive and director buying and selling
* **Watchlists** — Personalized ticker lists to filter the news feed to your specific holdings and interests
* **Company Profiles** — Consolidated research hub for any public company — filings, financials, insiders, and news in one view
* **Financials** — Historical and current financial statements derived directly from SEC filings
* **Earnings Transcripts** — Full earnings call transcripts with AI-assisted search and Q\&A querying

There are no locked features, no usage caps on AI Chat queries, and no add-on modules to purchase separately.

## News API (Enterprise)

The **Insighthread News API** is a separate B2B data product designed for organizations that need programmatic access to real-time SEC event data. It's built for:

* **Hedge funds and quant teams** looking to incorporate structured SEC event signals into trading models
* **AI and fintech platforms** that want to enrich their product with real-time financial event data
* **Financial data aggregators** that need a reliable, low-latency primary-source feed

API pricing is custom and based on your data volume requirements, delivery method, and use case. To learn more or request a quote, visit [insighthread.com/newsapi](https://insighthread.com/newsapi) or review the [API documentation](/api/overview).

<Note>
  Your 7-day free trial requires no credit card and gives you immediate, full access to the entire Insighthread platform. You won't be charged until you actively choose a paid plan after your trial period ends. [Start your free trial →](https://app.insighthread.com/auth)
</Note>

## Frequently Asked Questions

<AccordionGroup>
  <Accordion title="Can I switch from monthly to annual?">
    Yes. You can upgrade from a monthly plan to an annual plan at any time from your [account subscription page](/account/subscription). When you switch, the unused portion of your current monthly billing cycle is credited toward your annual plan, so you're never charged twice for the same period.
  </Accordion>

  <Accordion title="What happens after my trial ends?">
    At the end of your 7-day free trial, your account moves to a read-only state until you add a payment method and activate a paid plan. None of your watchlists, settings, or history are deleted — everything is waiting for you when you subscribe. You won't be charged automatically, and no credit card is stored from the trial sign-up.
  </Accordion>

  <Accordion title="Is there a student or nonprofit discount?">
    Discounted access for verified students and registered nonprofit organizations is available on a case-by-case basis. Reach out through the in-app support chat or visit your [account page](/account/subscription) to submit a request. Include your institution name and a brief description of your use case and a member of the team will follow up.
  </Accordion>
</AccordionGroup>

<Warning>
  Insighthread is an informational research tool and is not a registered investment adviser. Nothing on this platform constitutes investment advice, a recommendation to buy or sell any security, or an offer to provide investment advisory services. Always conduct your own due diligence before making any investment decision.
</Warning>


## Related topics

- [Frequently Asked Questions — Insighthread Help](/account/faq.md)
- [Insighthread News API: All Event Categories Reference](/api/event-categories.md)
- [Manage Your Insighthread Subscription and Billing](/account/subscription.md)
- [Insighthread News API: Real-Time SEC Event Intelligence](/api/overview.md)
- [API Authentication — Insighthread News API Bearer Tokens](/api/authentication.md)